Customized Term Life & Whole Life Insurance Plans curated based on your needs

At Brilliant Insurance, our mission is to provide you the with the best life insurance coverage to protect your family’s future. Our experienced and knowledgeable agents are here to assist you with life insurance, retirement planning and mortgage protection with the universal life policies and retirement planning via fixed index annuities. We collaborate with multiple insurance providers in order to fulfill our client’s needs.

We understand that life insurance can be complicated and overwhelming, but that’s why our agents are here to simplify the process for you. We will take time to explain you the available options and help you choose the best policy based upon your needs and budget.

No matter what your situation is, we will have a plan that will get you covered. Our agents can help you determine which type of policy is right for you and provide you with the best rate and coverage available.

Don’t wait to protect your family’s future. Contact us today and let us help you find the perfect life insurance policy for you and your family.

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Our Plans

We are a preferred provider for the following Term Life & Whole Life Insurance Plans. These are updated regularly.

Viva Life – Professional

Protect your future insurability while you are young, and when premiums are inexpensive. Viva Life offers accidental death protection. If you die at a young age, it could be the result of an accident. Viva Life’s accidental death benefit will double your death benefit. 

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Viva Life – Family

At Family Life we believe that ” Family Comes First ” and that is why we offer Viva Life to protect you and your family. Viva Life offers accidental death protection. If you die at a young age, it could be the result of an accident

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Viva Life – Living Benefits

VIVA LIVING BENEFITS offers a combination of 20 year term life insurance (15 years for ages 56-60) and a first occurrence critical illness benefit covering major critical illness conditions.*

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Viva Life Time

Viva LifeTime is a simplified issue whole life policy that provides permanent life insurance protection. With level premiums and guaranteed cash values, Viva LifeTime offers you life insurance protection that will last a LifeTime.

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Ethos Life Insurance Plan

With Ethos, you can apply for term life whole insurance online in just about 10 minutes without talking to an agent (unless you want to-then we’re happy to help). We offer flexible coverage options you can personalize to fit your budget and coverage needs. And most people don’t even need a medical exam.

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What Benefits Does Our Life Insurance Plan Offers?

No Medical Exam Required

Answer only 4 health related questions to determine insurability.

Quick and easy application

Apply On-Line & select the desired coverage

Tax Savings

Guaranteed cash values that accumulate on a tax deferred basis

Optional Accidental Death Benefit

Doubles the death benefit if the insured or additional insured's death is a result of accidental bodily injury.

Request A Free Life Insurance Consultation

Find a Term or Whole Life Insurance plan which works best for your individual or business needs.

    Need Help Finding The Right Life Insurance Plan? Talk To Our Licensed Agent.
    Call- (844) 475-0770

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    FAQ

    Life insurance is a contract between an insurance policy holder and an insurance company. The policyholder pays a premium for a policy, and the insurance company agrees to pay a specified sum of money to the policyholder's beneficiaries if the policyholder dies during the policy's term. The insured money can be used to cover funeral costs, medical bills, and other expenses. Life insurance can also be used to provide financial security for family members who depend on the policyholder's income.

    Life insurance is an important financial tool for anyone with dependents or financial obligations. Those who are married or have children should consider life insurance to provide financial security for their family in the event of their death. It is also useful for young people who want financial security for their friends or family upon their unexpected death.

    There are several types of life insurance, including term life insurance, whole life insurance, and universal life insurance. Term life insurance provides coverage for a specific period, while whole life and universal life insurance provide coverage for the entire life of the policyholder.

    The cost of life insurance varies depending on the type of policy, the amount of coverage, the age of the policyholder, and several other factors. Generally, term life insurance is the least expensive, while whole life and universal life policies tend to be more expensive. It’s important to compare costs and features when buying a life insurance plan, to make sure that you’re getting the best value for your money.

    Generally, the death benefit from a life insurance policy is not taxable. However, life insurance policies can have different tax implications depending on the type of policy and the amount of premiums paid. It’s important to consult a qualified insurance advisor to discuss the specific tax implications of your life insurance policy.